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Please visit our Open House at 181 ELM Street in West Lorne.
Open House on Sunday, May 1, 2022 2:00 PM - 4:00 PM
A MUST-SEE!!! A beautiful, newly renovated home placed on a large corner lot that boasts high ceilings and features modern colors throughout. Nothing untouched in this move-in ready, open concept, three bedroom two bathroom beauty. Brand new furnace, electrical, concrete porch, kitchen, flooring, etc. Too many updates to list. Did I mention there are two garages?! Fully fenced backyard sprinkled with trees for privacy, close to downtown amenities, and surrounded by lovely homes and neighbors. (id:2493)
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Please visit our Open House at 181 ELM Street in West Lorne.
Open House on Sunday, May 1, 2022 2:00 PM - 4:00 PM
A MUST-SEE!!! A beautiful, newly renovated home placed on a large corner lot that boasts high ceilings and features modern colors throughout. Nothing untouched in this move-in ready, open concept, three bedroom two bathroom beauty. Brand new furnace, electrical, concrete porch, kitchen, flooring, etc. Too many updates to list. Did I mention there are two garages?! Fully fenced backyard sprinkled with trees for privacy, close to downtown amenities, and surrounded by lovely homes and neighbors. (id:2493)
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I have listed a new property at 181 ELM Street in West Lorne.
A MUST-SEE!!! A beautiful, newly renovated home placed on a large corner lot that boasts high ceilings and features modern colors throughout. Nothing untouched in this move-in ready, open concept, three bedroom two bathroom beauty. Brand new furnace, electrical, concrete porch, kitchen, flooring, etc. Too many updates to list. Did I mention there are two garages?! Fully fenced backyard sprinkled with trees for privacy, close to downtown amenities, and surrounded by lovely homes and neighbors. (id:2493)
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I have listed a new property at 71 POPLAR Avenue in Lyons.
Spacious mobile home with family room addition features two large decks, two sheds, ample parking. This home is being sold as-is. Updated forced air gas furnace, updated electrical panel, updated hot water heater. (id:2493)
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Please visit our Open House at 56553 HERITAGE Line in Straffordville.
Open House on Sunday, April 10, 2022 2:00 PM - 4:00 PM
Welcome to 56553 Heritage Line in the quaint town of Straffordville. This large five-bedroom, three bathroom is located on a large lot backing onto a farmer's field. The fenced yard features two large outdoor decks, the upper deck being 14X30 and the walk-out deck being 12X14. The gorgeous Kitchen features a large walk-in pantry and under counter lighting. Converting the home back to main floor laundry would be extremely easy and the current laundry room could easily be converted to an additional bedroom. The garage features a Separate entrance allowing for the ability to have a small business or office in the garage. (Currently used as a dog wash). (id:2493)
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I have listed a new property at 56553 HERITAGE Line in Straffordville.
Welcome to 56553 Heritage Line in the quaint town of Straffordville. This large five-bedroom, three bathroom is located on a large lot backing onto a farmer's field. The fenced yard features two large outdoor decks, the upper deck being 14X30 and the walk-out deck being 12X14. The gorgeous Kitchen features a large walk-in pantry and under counter lighting. Converting the home back to main floor laundry would be extremely easy and the current laundry room could easily be converted to an additional bedroom. The garage features a Separate entrance allowing for the ability to have a small business or office in the garage. (Currently used as a dog wash). (id:2493)
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I have listed a new property at 33 PITT Street in Port Burwell.
Affordable living close to Lake Erie. This home/cottage is well maintained and located on one of the more private spots in the park. Walking distance to the beach and to the shops downtown. This mobile home features a recently replaced steel roof, a new furnace, central air unit and wire-wrapped waterlines. This is a year-round Park ( Green Acres ) This mobile home has a one bedroom one bath and an open concept living room and kitchen, a large deck and concrete slab for entertaining, and a covered gazebo! (id:2493)
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I have listed a new property at 298 IRISH Line in Manitowaning.
Over an acre of land on the beautiful Manitoulin island! This property is a must see! Absolutely beautiful to say the least and nothing but potential for the house. The house is being sold As-IS where is and all measurements are to be confirmed by the potential buyers as the current owners have never lived on the land. This would be an amazing building lot, potential severance, or the perfect renovation for someone with a lot of skills or contacts in the building industry. (id:2493)
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I have listed a new property at 51 ROLPH Street in Tillsonburg.
WORTHY OF ATTENTION! Don't miss out this meticulously maintained duplex in the heart of Tillsonburg. Centrally located with two separate entrances, hydrometers, gas meters and furnaces. This duplex is being offered VACANT with each unit having the ability to bring in $1800/month plus utilities. This is a prime location as it is within walking distance to all that Tillsonburg has to offer; parks, shopping, restaurants, etc. This property offers two large, two-bedroom units that have been renovated from top to bottom since the owners bought the property. Electrical, plumbing, you name it, it's been updated and brought to code! The flooring was recently updated along with the shingles. There is ample parking offering four spots total so your new tenants and guests don't need to worry about that. This is a great investment opportunity OR a great way to get into the market with mortgage payment help from a tenant! (id:2493)
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I have listed a new property at 51 ROLPH Street in Tillsonburg.
WORTHY OF ATTENTION! Don't miss out this meticulously maintained duplex in the heart of Tillsonburg. Centrally located with two separate entrances, hydrometers, gas meters and furnaces. This duplex is being offered VANCANT with each unit having the ability to bring in $1800/month plus utilities. This is a prime location as it is within walking distance to all that Tillsonburg has to offer; parks, shopping, restaurants, etc. This property offers two large, two-bedroom units that have been renovated from top to bottom since the owners bought the property. Electrical, plumbing, you name it, it's been updated and brought to code! The flooring was recently updated along with the shingles. There is ample parking offering four spots total so your new tenants and guests don't need to worry about that. This is a great investment opportunity OR a great way to get into the market with mortgage payment help from a tenant! (id:2493)
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I have listed a new property at 46 ELYSIAN Street in St. Thomas.
An opportunity to add to your income portfolio or get started in the multi-family world. This HIGH INCOME ($48,000/year) St. Thomas triplex is located in a northside location, which is within walking distance from downtown, bus stops, local shopping, and multiple parks. This triplex is a semi-detached style house with one side boasting a large two-bedroom unit and the other side offering two, one-bedroom units (Up - Down Style). The property is zoned R4, meaning there is potential to add an additional unit to increase the income further! This property is an ideal property for investors, house-hacker, or first-time homebuyers looking for some mortgage help. (id:2493)
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I have listed a new property at 46 ELYSIAN Street in St. Thomas.
An opportunity to add to your income portfolio or get started in the multi-family world. This HIGH INCOME ($48,000/year) St. Thomas triplex is located in a northside location, which is within walking distance from downtown, bus stops, local shopping, and multiple parks. This triplex is a semi-detached style house with one side boasting a large two-bedroom unit and the other side offering two, one-bedroom units (Up - Down Style). The property is zoned R4, meaning there is potential to add an additional unit to increase the income further! This property is an ideal property for investors, house-hacker, or first-time homebuyers looking for some mortgage help. (id:2493)
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I have listed a new property at 9 WOODLAND Crescent in Tillsonburg.
Welcome home to 9 Woodland Crescent in Tillsonburg! This is the first time this private, peaceful property backing onto a field at the town's edge has been offered for sale. This beautifully maintained 3 bedroom boasts a beautiful kidney shaped pool with waterfall, a pizza oven, large shed (with hydro), mature landscaping complete with sprinklers, two tiered deck with pergola & an oversized double car garage. The living room features a gas fireplace and is open concept to the dining room and the eat in kitchen. The sizable primary bedroom is located on the main floor, offers a grand ensuite with a stand alone tub and a large walk in shower area. Continue through to the walk in closet and you will be blown away by the amount of space that is available. The second story features two large bedrooms with a shared washroom between them and a large loft style bonus room above the garage. Stepping out onto the large deck you get to experience how truly spectacular this property is. This outdoor oasis is an ideal spot for entertaining or for your own private sanctuary and the sunsets are absolutely spectacular! (id:2493)
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This episode was filmed with Lewis Kent, a financial advisor with SPM Financial.

Lewis Kent is a leader within the community and actually won the award ' Top 20 in their 20's' a designation given to young professionals that show a lot of promise in the community.

In this interview Lewis Kent & Dion Edwards discuss investing, that it is never too late to get started, and how you don't need large amounts of money to work with a professional financial advisor.

Describe your business

I'm a financial advisor, financial planner at SPM Financial. So we work with individuals on their personal financial planning. So their investments, making sure all their financial questions are answered and that their financial matters are in order.

So beyond in stocks and investments that you'll help them create a plan that suite them; whether it be to purchase real estate, etc?

Yeah, so overall, it's really kind of understanding where clients are at today, and where they want to get to and giving them the steps to get there.

So it is, you know, investment management, it may be you know, you buy a house and you need some life insurance to cover off the mortgage, kind of any financial questions. It can be anything from "Hey, you haven't started investing yet? And how does that work" all the way to; "You know, we're starting to think about retirement. How do we do that?" You know, it can be someone who's 55, that's a bit nervous about starting to think about retirement a bit late, or it could be someone in their mid-20s, who's like, I don't even know what an RSP is.

What made you decide to open this business?

So I started a business while I was at Western University. And then when I was graduating, I looked at a whole bunch of different options. This was one of the options on the plate. And this allowed me to work for myself similar like yourself, you know, being self-employed, you get to set your own schedule, there's a lot of perks there. And when I ran my own business, I kind of spoiled myself with that. And I just figured I could never really work for someone else again. So SPM, financials, great we're a workgroup of 12 advisors under the same roof. So you know, you don't really have a boss. So it's great to work for yourself. And I like the idea for my athletic background that the more effort I put in, the more rewards I can read from that.

What is something most people don't know about the business?

I think the big thing is that the number one thing people think, is that they need a lot of money to get started. And that's not the case, with most firms.

For example, with myself, a client can be just getting started, they could have just finished in school, or maybe they're a few years out of school, and they haven't really got started, I think too many people hesitate on, you know, I need $10,000 or $50,000, you can really just be getting started and get advice from a great advisor. If you never take that first step. It's incredible.

The number of clients I've worked with for four years now who started with nothing. And they started with $100 a month. And now we're dealing with 10s of 1000s of dollars. Because if you just you know, over time, you start with 100 bucks a month, and you like the idea of seeing that grow. And then you go well, I can do 200 now 300 it really the first step is.

What are your favorite restaurants in the neighborhood?

I'm going to be a bit biased here and go with the bungalow, just across the street from my house and Old North there pretty frequently so it's Yeah, it's right at Cheapside and Waterloo, in Old North there and we frequent there pretty often. So it's got great beers and great food. And you know, I could list a laundry list of other restaurants that I enjoy. But yeah, good beer and good food and you got my heart

What is something most people don't know about you?

I'd say in the general business community, something people don't know me for, but my family and friends know me for very well, something called the beer model. So when I was at Western Iran on the track team there, I also like to enjoy my Saturday nights. So I had a bit of balance of the two wasn't kind of the idea of the athlete who you know, would never enjoy themselves in an adult beverage. So the season, you know, you got to have some fun while you work hard. So beer miles, four laps of the track and you rent a drink of beer before every lap. Used to be kind of this fun joke thing that you would do in the offseason. But I had a pretty cool run with it where I ended up winning the World Championships twice and having the world record for a couple of years in there.

You did a lot with it too, Right? Like it was a big deal for a while there.

Yeah, it was. It was huge. Like for a couple years. That was great. When I was running my business because I was able to travel around the world. I got flown out to Melbourne, Australia. I could be in Las Vegas competed in Germany, London, England, it was pretty big for a year or two.

Why do you think it's important for people to shop local?

I think it's super important for you to shop local regularly, but also now especially during COVID. Just because of you know, businesses are struggling right now. Right? All these lockdowns coming in and out. And I think it's super important to why would you spend money on something that's been sourced internationally or from across the country when you could put it back in here local economy? Definitely, I think all you need is one friend who runs a small business to understand how much every single sale every single, like $1 that comes in means to them. And I think that's what it is, is if you just think about your one friend. And then think about every small business out there. They're just like your friend who's running their business and they're trying to put food on the table. Locally Sourced stuff is quite often the best stuff for you as well. So that's kind of the two reasons why.

What are some of the highest highs you've had in life so far?

I think on a business front, I've just been able to work with super high-quality individuals and people I enjoy are working with who's done very well for themselves like yourself Dion, continuing to build the business has been awesome.

See the highest highs so far, say of my life, though, was definitely part of the beer mile. I actually was on The Ellen DeGeneres Show. Yeah, as part of that. So that was I kind of have to answer that answer. Because it was just I think it got like 15 million people tune in around the world got flown to LA for it. It was just quite the experience. Yeah, that that takes the cake for sure.

Yeah, it makes sense. You also were sponsored, I think by Brooks, weren't you? and then there's the book your wrote?

I was, well am sponsored by Brooks running, for six years now. Sponsored by Beau's brewery, if you've heard of Lug tread, that is their beer. So I still work with Beau's on that front as well.

And then actually wrote a book that came out in 2019. About the whole experience of the kind of, you know, a university student who tries this Beer Mile thing to being on ESPN, Ellen, the whole shebang and a bit of tip and tricks. So the books on Amazon, if anyone wants a copy, it's out there. Just look up loose camp, your model and you'll find it.

What’s the most memorable experience you’ve had working with a customer?

The most memorable experience I've had with SPM so far, probably would be with a family who, you know, hadn't had a lot of conversation with their parents. So it's a middle-aged family, their parents died a bit young. And the big thing with that was that you know, they really didn't know what to do, all of a sudden, they inherited this money. And they would be what we would call kind of financially illiterate, where they're like, Well, my parents always took care of this and being able to walk through a brother and sister, you know, they were in their mid-40s. They have parents that kind of always handled everything and being able to walk them through and say, Hey, this isn't as complicated as you think, you know, here's where you're at, here's what your goals are here steps 123 to take just a really rewarding career where the Canadian government, the Ontario government doesn't do a great job at teaching people, you know, what is the TFSA? What is an RSP?

Most people think you need to be high net worth to take advantage of these things, but everybody could be using them. So it's, that was probably the most rewarding thing where took people from being you know, in a time in their life when it was, you know, they were dealing with this grief and kind of having to, you know, go through that process. And taking them from super confused and overwhelmed to within a few meetings feeling very good about their financial future.

Where are your favorite places to go in the neighborhood?

Are you like London, London? Yeah, I really like London, just for the culture. So I grew up in Mississauga moved to London in 2012 to go to Western, and I had a lot of friends graduate and stick around. And I think it's just got like a great young professional vibe. Obviously, before COVID there was fun places to go, like Joe cools and Barney's and heading downtown there, which, which I also enjoyed. But I think London overall is like a booming city where you know, a lot of people are used to be graduated from Western and you go to Toronto or Vancouver. And yeah, a lot of people are sticking around. And there's just a lot of great growing small businesses we're going to talk about today, but a lot of industries that, you know, you don't need to go to these Metropolis cities to get these good opportunities.



Note: This article is about SPM Financial. Please visit their profile page to find more information and review the business.

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I have listed a new property at 49 BURSLEM Street in London.
This lovely 2+1 bedroom, 2 bath bungalow in desired East London is perfect for a starting family or people looking to downsize. The main floor offers a well-sized living room, dining area and a bright kitchen with lots of cupboard space. Also two good-sized bedrooms w build-in closets, a 4pc bath and a large bonus room at the back. The lower level features 3pc bath, 3rd bedroom, workshop, laundry, office area and more storage space. (potential for inlaw suite). Updated electrical; breaker panel 2021. Enjoy the fenced mature backyard with gardens from your gazebo. 2 Storage sheds. Large concrete driveway. This great home is conveniently located close to parks, schools, shopping and bus routes. (id:2493)
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I have listed a new property at 369 TALBOT Street East in Aylmer.
Beautiful family home on a large waterfront piece of property. This quaint home is tucked back nicely from the road and boasts a large fenced-in yard, conveniently backing onto catfish creek, which adds substantial privacy. The home features high ceilings, newer windows, an updated kitchen, a spacious dining area, a new steel roof, main floor laundry (washer and dryer included) and SO much more. On the second floor you will find 3 generous bedrooms and a 4 piece bath/ There are multiple outdoor spaces including a covered back deck from the kitchen overlooking the yard, a large steel gazebo, a pergola and a fire-pit area. Don't forget about the above-ground pool! You won't want to miss this one! Also, there is an entrance to the basement with the potential for a granny suite! (id:2493)
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I have listed a new property at 16 CEDAR Street in Aylmer.
Check out this beautifully renovated four bedrooms, 2 baths home in the heart of Aylmer, Ontario. Nothing has been left untouched including the new roof and siding! This diamond in the rough features an Airy kitchen and dining area that is fantastic for your family! The smaller windows don't take any of the natural light an character from this beauty. Take note of the newer appliances and custom cabinetry! An absolute must-see. Please note that there are a few finishing touches that are bring wrapped up and will be completed this week. (id:2493)
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I have listed a new property at 188 VICTORIA Street in Glencoe.
Perfect home for the family, retired couple or investor. Situated on a large lot 188 Victoria is much larger than it looks. Tons of work has been put into this one and it shows. Tastefully decorated, the new kitchen with stylish granite counter tops, new bathrooms leave very little work left to do. Relax on the nice sized patio deck overlooking fully fenced yard. Updates include luxury vinyl flooring, updated roof (3years), 2 exterior doors, furnace, most vinyl windows. This home is spacious and still affordable. Don't miss out. These gems don't last long. (id:2493)
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